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You, like many Americans, may have some money lingering in your flex spending account for 2006. In years past, you'd be out of luck now (as it's January, already). Things have changed and you may now have an additional two and a half months to spend your hard-earned pre-tax dollars.

(NOTE: You'll need to check with your benefits people as they have yet to be required to grant this extension. Most decent companies have, so here's hoping you work for one. If not lean on your HR staff for next year.)

Need glasses? How about a few pairs?

39 Dollar Glasses will do most of the work for you. All purchases made with them can be made with your company FSA credit card. In most cases they'll be automatically approved with no more paperwork.

Look for this graphic on all of their products.

In the past (before having kids who eat up huge chunks of FSA cash), I used to buy my eyeglasses at the end of the year to use up the rest of my money.

The deadline may be later this year, but the result is the same -- use it or lose it.

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